Report • 18.06.2009

Money, Card, Checkout: New Checkouts with new possibilities

Cash is another cost factor: Cash handling systems aim to reduce costs and increase security. This also applies to cashless payments using cards or fingerprint. High-performance receipt printers have become a firm part of cash desks and checkouts. With all this IT, checkouts are quickly adopting the role of the central PC within the store. Such systems also make logs of the cash drawer and function as the interface for the store’s inventory management system.

The checkout study carried out by EHI before the last EuroCIS demonstrates the high need for investments at the checkout area. The results of the study show that the average age of hardware used in this area is 6.4 years. Around 20 percent of the retail companies asked have used the same systems for ten or more years. Approximately one in ten companies admitted that instead of special hardware, standard PCs were used at the checkout, which had been transformed into cash registers and equipped with peripheral devices such as receipt printers and card readers.

Cashless Payment with Your Finger

Paying is about to change. More and more customers will pay without requiring any contact whatsoever by using cards, mobile phones and even their fingerprints. Such measures could enable the retail sector to significantly reduce the cash cycle. Firstly, however, investment in new hardware is required.

Cashless payment through fingerprints is much quicker than paying by card with PIN verification or counting out loose change. “Fingerprints are the easiest currency there is. Customers always have them with them, and they can never be stolen”, states Höltl-Retail, for instance. It is believed that counterfeited money and card fraud will be a thing of the past. “Fingerprints are unique to each individual and cannot be copied.”

New Debit Cards and Electronic Receipts

Developments are also being made concerning the subject of card payment. French and German financial institutions have called for the introduction of a European debit card known as ‘Monnet’ as competition for MasterCard and Visa. Meanwhile, Germany’s retail sector continues to fight for the future of the cost-effective EC direct debiting scheme. With reference to the SEPA single Euro payments area, banks would rather do away with this national cashless payment method completely, in favour of a chip card and PIN system. Behind this, the EMV standard is the basis for the chip system hoping to replace the magnetic strip. The name EMV stands for Europay, MasterCard and Visa, the three companies which originally cooperated to develop the standard. Alongside this, the terminal manufacturers offer new devices which, with TA 7.0, also fulfil the latest technical requirements established by German banks to ensure security.

Until now, card payments have generated a series of paper receipts which must be archived by the retail company. Accordingly, return debit notes are time-consuming and laborious. IKEA Germany is one of the very first companies to use a digital receipt storage solution by Telecash. When paying by card, the customer’s signature is written on a digital sign pad – the store no longer needs to organise and archive till receipts. The electronic receipts are stored in a central database by Telecash. And the cardholder still receives a paper receipt as normal. Telecash representatives Dirk Tobies and Jörg Stah will introduce the IKEA project on 10th February at 11 am at the Exhibitor Forum.

A similar service is also offered by the rival company Easycash. And for those who do not want to store receipts externally, Höltl offers its ‘PaperlessPOS’ software. The customer’s signature on the sign pad is stored in four ways. In addition to the x and y axis, the pressure and speed used when signing is also recorded.

Separating Scanning and Paying

Another trend is the separation of scanning and payment at the checkout. An example of this is offered by Shell, which has introduced Wincor Nixdorf cash machines in its German petrol stations to enable customers to pay as well as withdraw money. More information is available at iXtenso under Self-Service Solutions.

Changes could also be seen in cash handling. Cash handling systems aim to reduce costs and increase security. Concerning this, counting and organising takings is done automatically, as is re-filling the tills with cash. As a result of this, fewer staff members come into contact with coins and notes. The machines carry out cash recycling and re-circulate cash takings to be used for customer change. This saves the retailer from having to take so much small change back and forth to the bank.

Logo: Diebold Nixdorf

Diebold Nixdorf

Heinz-Nixdorf-Ring 1
33106 Paderborn
Logo: easycash GmbH

easycash GmbH

Am Gierath 20
40885 Ratingen
Logo: TeleCash GmbH & Co. KG

TeleCash GmbH & Co. KG

Konrad-Adenauer-Allee 1
61118 Bad Vilbel

related articles:

popular articles:

Thumbnail-Photo: Payment and retail - what happens after the crisis?...
09.07.2020   #brick and mortar retail #payment systems

Payment and retail - what happens after the crisis?

Interview with Christine Bauer from CCV

We ask Christine Bauer, Vice President International Sales of the payment service provider CCV, which has been firmly established in Germany for 25 years and internationally for 60 years.Mrs Bauer, CCV has been on the market for a very long time, ...

Thumbnail-Photo: Zebra Technologies to acquire Reflexis Systems, Inc....
10.08.2020   #POS communications #workforce deployment

Zebra Technologies to acquire Reflexis Systems, Inc.

Acquisition helps Zebra empower every worker at the edge to execute the best next action

Zebra Technologies Corporation (NASDAQ: ZBRA), an innovator at the front line of business with solutions and partners that deliver a performance edge, today announced it intends to acquire Reflexis Systems, Inc., a ...

Thumbnail-Photo: Stay safe with VariPOS
11.05.2020   #cashpoints #terminals

Stay safe with VariPOS

How technology helps – Stay safe at the point of sale

Technologies for product identification and payment authentication are great for improving the customer experience with speed and accuracy, but these technologies are also being seen as beneficial in the wake of the Coronavirus Pandemic. ...

Thumbnail-Photo: World’s first convenience store retrofitted with AI technology...
14.08.2020   #video surveillance #video cameras

World’s first convenience store retrofitted with AI technology

Standard Cognition to provide Circle K with autonomous checkout

Standard (“Standard Cognition”) announced that Alimentation Couche-Tard, a company that operates close to 14,500 convenience stores worldwide, including under the global brand Circle K, has selected Standard to pilot touchless, ...

Thumbnail-Photo: Europe to dominate open banking implementation...
26.05.2020   #mobile payment #payment systems

Europe to dominate open banking implementation

Instant messaging users to reach 4.3 billion in 2020, as new payment services emerge

A new study from Juniper Research found that the number of instant messaging users will reach 4.3 billion in 2020, rising from 3.9 billion in 2019. This is a growth of 9 percent year-on-year, largely driven by an increased need for remote ...

Thumbnail-Photo: COVID-19 accelerates adoption of contactless payments...
20.05.2020   #payment systems #coronavirus

COVID-19 accelerates adoption of contactless payments

Consumers around the world are switching to contactless to help with social distancing

RBR’s Global Payment Cards Data and Forecasts to 2024 reportreveals how increased contactless card issuance and acceptance combined with changes in consumer behaviour are driving growth in contactless payments. In 2018, the number of ...

Thumbnail-Photo: Automated delivery services sprang up during China’s Covid-19 lockdown...
03.06.2020   #coronavirus #delivery

Automated delivery services sprang up during China’s Covid-19 lockdown

Retail technologies at Smart Retail Expo (SRE 2020)

In response to the Covid-19 outbreak, China’s retail giants and Meituan both deployed their smart deliver robots/vehicles in heavily locked down cities, such as Wuhan and Beijing. Insiders believe automated delivery technology will be ...

Thumbnail-Photo: The safety barrier you need right now
02.06.2020   #customer satisfaction #security

The safety barrier you need right now

Poindus ProShield is an effective protection screen.

Safeguards like social distancing implemented in-store during staff-customer interactions are enhanced with our ProShield, an effective protection screen that provides an additional layer of protection for cashiers & customers at the point of ...

Thumbnail-Photo: POS TUNING tuned its pushfeed system
02.07.2020   #product presentation #product classification systems

POS TUNING tuned its pushfeed system

The supplier optimizes the compartment systems C60 and C90

Never change a running system?Who doesn't know this saying? Changing something well-tried always has something to do with risk. The danger that something suddenly doesn't run as well as before is always there. But standstill has never ...

Thumbnail-Photo: Behind the curtain: Inside Amazon
18.05.2020   #online trading #marketing

Behind the curtain: Inside Amazon

A Frankfurt startup helps sellers to improve their ranking on the platform

"I want to successfully promote and sell my products on Amazon" - that's the goal of many sellers. It comes as no surprise as the Seattle-based online store has evolved to become the largest e-commerce marketplace in Europe since its ...


APG Cash Drawer
APG Cash Drawer
4 The Drove
BN9 0LA Newhaven
Delfi Technologies GmbH
Delfi Technologies GmbH
Landgraben 75
24232 Schönkirchen
POS TUNING Udo Voßhenrich GmbH & Co KG
POS TUNING Udo Voßhenrich GmbH & Co KG
Am Zubringer 8
32107 Bad Salzuflen
Gewerbering 1
84072 Au i.d.Hallertau
Poindus HQ - Taiwan
Poindus HQ - Taiwan
5F., No.59, Ln. 77, Xing-Ai Rd.,Neihu Dist.
Taipei City 114
SALTO Systems GmbH
SALTO Systems GmbH
Schwelmer Str. 245
42389 Wuppertal
Reflexis Systems GmbH
Reflexis Systems GmbH
Kokkolastr. 5-7
40882 Ratingen
Apostore GmbH
Apostore GmbH
Uferstraße 10
45881 Gelsenkirchen
Adasys GmbH – a Poindus Company
Adasys GmbH – a Poindus Company
Max-Planck-Straße 10
70806 Kornwestheim